Schwab Will Pay Up to $1,000 for New Checking Money Deposited by Nov. 10

If you have savings sitting in a low-yield account, Schwab will pay you to move it. Per Schwab’s Investor Checking offer page, you get $250 for $25,000 to $49,999 in new-to-Schwab funds, $500 for $50,000 to $99,999, or $1,000 for $100,000 or more. Open a new Schwab Bank Investor Checking account (it comes linked to a Schwab One brokerage account) and post the deposit to the checking account by Nov. 10, 2026. Then keep that balance in the account every day through Dec. 25, 2026. Dropping into a lower tier for even one day lowers your bonus. Money already at Schwab and transfers between Schwab accounts don’t count, the offer isn’t valid if you already have Investor Checking, and it’s limited to one bonus per client. The bonus lands within one to two statement cycles, and Schwab may send you a 1099 for it. Travelers will like the account even after the bonus. Schwab lists no monthly service fees, no foreign transaction fees and unlimited ATM fee rebates worldwide. To play it, open the account through the link above, move the money in from an outside bank by Nov. 10, then leave it alone until after Christmas. Related: Best Credit Card Sign Up Bonus Offers and How to Use Credit Card Points. See every live offer on our bank account bonuses page. More deals at Points Quest.