Quick facts
Time
about an hour to compare award prices, then up to 48 hours for some transfers
Cost
points plus any taxes, surcharges, or fees for extra guests
Potential value
roughly 1.4 to 3.6 cents per Hyatt point on our sample cash prices; Marriott, Hilton, and IHG vary by date
Best for
couples and families with Hyatt, Marriott, Hilton, IHG, or Wyndham points who want meals and drinks covered
An all-inclusive stay is one of the easiest ways to get outsized value from hotel points, because the award covers food and drinks as well as the room. It is also one of the easiest ways to waste points, since some programs price these resorts so high that cash is the better deal.
This guide ranks 10 resorts you can book with points today across World of Hyatt, Marriott Bonvoy, Hilton Honors, and IHG One Rewards, and notes Wyndham and Choice options worth checking. Every award price, transfer ratio, and review score below was checked October 12, 2026, with the source named next to it. Where we could not confirm a number, we left it out and tell you to check the live price instead of guessing.
How we ranked them
We scored each resort on three things and weighted them like this:
- Guest reviews and reputation (40%). We used aggregate scores, not single reviews: U.S. News Travel’s 2026 all-inclusive rankings and guest ratings (a 10-point score built from several review sources) and Tripadvisor’s 2026 Travelers’ Choice Best of the Best list. We did not invent or paraphrase any guest quotes.
- Award value (40%). Points per night, how that compares with a sample cash price (cents per point), and how easy the points are to get from transferable currencies like Chase Ultimate Rewards, Bilt, Amex Membership Rewards, and Capital One.
- Location and setting (20%). Beach quality, how hard the resort is to reach, and how much there is to do nearby.
Cash prices change daily, so treat every cents-per-point figure as a snapshot, not a promise. Our cash samples come from the price U.S. News displayed on its ranking pages on October 12, 2026, which does not state dates, taxes, or occupancy.
How the programs price all-inclusives
| Program | How awards are priced | Occupancy note (checked Oct 12, 2026) |
|---|---|---|
| World of Hyatt | Published all-inclusive chart, Categories A to F | Hyatt’s free night page says award prices “represent single or double occupancy”; extra guests cost more points, maximum 4 per room |
| Marriott Bonvoy | Dynamic pricing, varies by date | Check how many guests the price covers on the booking screen |
| Hilton Honors | Dynamic pricing, varies by date | Check how many guests the price covers on the booking screen |
| IHG One Rewards | Dynamic pricing, varies by date | Check how many guests the price covers on the booking screen |
| Wyndham Rewards | Fixed tiers: 5,000, 15,000, 30,000, or 45,000 points per bedroom per night since September 15, 2026 | Wyndham Alltra Punta Cana’s page says award nights include meals and drinks “for up to two guests only” |
Hyatt’s chart. The all-inclusive chart on hyatt.com’s Free Nights page lists standard-room prices of (off-peak / standard / peak): Category A 12,000 / 15,000 / 18,000; B 17,000 / 20,000 / 23,000; C 21,000 / 25,000 / 29,000; D 25,000 / 30,000 / 35,000; E 35,000 / 40,000 / 45,000; F 42,000 / 50,000 / 58,000. Hyatt’s site blocked our browser on October 12, so these figures come from the search-indexed copy of that official page. Hyatt also announced on February 25, 2026 that from May 2026 its chart moves to five levels (Lowest, Low, Moderate, Upper, Top), with “limited hotels moving a limited number of nights into the Upper and Top categories in 2026.” So a given night can cost more than the old peak price. Always check the live price for your dates.
Wyndham’s tiers come from Wyndham’s reward tier update page: “As of September 15, 2026, we’ve expanded to four free night redemption tiers: 5,000, 15,000, 30,000, and 45,000 points per bedroom per night,” with no seasonal pricing.
Where the points come from
| Currency | Hyatt | Marriott | Hilton | IHG | Wyndham | Source (checked Oct 12, 2026) |
|---|---|---|---|---|---|---|
| Chase Ultimate Rewards | 4:3 | 1:1 | No | 1:1 | 1:1 | Chase Sapphire Preferred benefits |
| Bilt Rewards | 1:1 now, 4:3 from Jan 1, 2027 | 1:1 | 1:1 | 1:1 | 1:1 | Bilt transfer partners, Bilt Hyatt page |
| Amex Membership Rewards | No | 1:1 | 1:2 | No | No | Amex transfer partners |
| Capital One miles | No | No | No | No | 1:1 | Capital One transfer partners guide |
Chase’s page says Ultimate Rewards points “transfer to World of Hyatt at a rate of 4:3,” so 1,000 Chase points become 750 Hyatt points. Bilt’s Hyatt page says “The transfer ratio for World of Hyatt will change to 4:3 beginning January 1, 2027.” Until then, Bilt is the only currency here that reaches Hyatt at 1:1. Bilt also says transfers are usually immediate but to “allow up to 48 hours.” Amex and Capital One also transfer 1:1 to Choice Privileges.
New to Bilt? Our Bilt Rewards guide covers earning and every partner. If you are choosing a first bank program, read why we still like starting with Chase.
Watch Out
Transfers are one way. Find award space first, then transfer only what you need. Points sent to the wrong program cannot come back.
The top 10 at a glance
| # | Resort | Program | Location | Points per night (standard room) | Review score and source | Best for |
|---|---|---|---|---|---|---|
| 1 | Secrets Akumal Riviera Maya | Hyatt (Cat. D) | Akumal, Mexico | 25,000 to 35,000 (chart) | 9.6/10, #11 in Mexico, U.S. News | Best overall value, adults |
| 2 | Secrets Maroma Beach Riviera Cancun | Hyatt (Cat. E) | Riviera Maya, Mexico | 35,000 to 45,000 (chart) | 9.5/10, #4 in Mexico, U.S. News | Beach lovers, adults |
| 3 | Impression Isla Mujeres by Secrets | Hyatt (Cat. F) | Isla Mujeres, Mexico | 42,000 to 58,000 (chart) | 9.4/10, #23 in Mexico, U.S. News | Splurge stay, adults |
| 4 | Hyatt Zilara Cap Cana | Hyatt (Cat. F) | Cap Cana, Dominican Republic | 42,000 to 58,000 (chart) | 9.5/10, U.S. News; 2026 Tripadvisor Best of the Best | Caribbean, adults |
| 5 | Zoëtry Casa del Mar Los Cabos | Hyatt (Cat. E) | San José del Cabo, Mexico | 35,000 to 45,000 (chart) | 9.3/10, #18 in Mexico, U.S. News | Quiet Pacific coast stay |
| 6 | W Costa Rica Reserva Conchal | Marriott | Guanacaste, Costa Rica | Varies by date | 4.6/5 (802 reviews), 2026 Travelers’ Choice, Tripadvisor | Design lovers, Costa Rica |
| 7 | Almare, a Luxury Collection Resort, Isla Mujeres | Marriott | Isla Mujeres, Mexico | Varies by date | 9.0/10, #20 in Mexico, U.S. News | Marriott loyalists, adults |
| 8 | Waldorf Astoria Riviera Maya | Hilton | Riviera Maya, Mexico | Varies by date | 9.3/10 (215 reviews), U.S. News | Hilton points, adults from 2027 |
| 9 | JOIA Rose Hall by Iberostar | IHG | Montego Bay area, Jamaica | Varies by date | 9.0/10, #8 in Jamaica, U.S. News | IHG points, adults |
| 10 | Secrets Moxché Playa del Carmen | Hyatt (Cat. E) | Playa del Carmen, Mexico | 35,000 to 45,000 (chart) | 9.2/10, #22 in Riviera Maya, U.S. News | Walkable town access, adults |
Hyatt ranges are the off-peak to peak standard-room prices from the chart above; check the five-level pricing for your dates. Marriott, Hilton, and IHG price by date, so check the live price before you transfer.
Hyatt prices from Hyatt’s published all-inclusive award chart, checked October 2026. Confirm on hyatt.com before transferring points.
1. Secrets Akumal Riviera Maya (World of Hyatt)
Why it made the list: it combines one of the highest guest ratings on this list with a mid-chart Hyatt price. U.S. News ranks it #11 of its 2026 Best All-Inclusive Resorts in Mexico and #9 in Riviera Maya and the Yucatán, with a 9.6/10 guest rating from 1,303 reviews (checked Oct 12, 2026).
Points cost and how to get them: Category D, so 25,000 / 30,000 / 35,000 points per night for a standard room (off-peak / standard / peak) on the chart. Frequent Miler’s and Travel Freely’s Hyatt all-inclusive lists both place it in Category D. Transfer from Bilt at 1:1 through December 31, 2026, or from Chase at 4:3 (40,000 Chase points for a 30,000-point night).
Cash comparison: U.S. News showed $507 on October 12. Against a 30,000-point standard night that is about 1.7 cents per point, before taxes and fees in the cash price.
Location: Akumal, south of Playa del Carmen on the Riviera Maya. Good base for Tulum and the cenotes.
Review highlights: 9.6/10 is one of the highest scores among Hyatt all-inclusives in the U.S. News Mexico ranking.
Watch-outs: adults only. Category assignments can change each spring, and peak nights may now price above the old peak under Hyatt’s five-level chart.
2. Secrets Maroma Beach Riviera Cancun (World of Hyatt)
Why it made the list: the best-rated points-bookable resort in U.S. News’ Mexico ranking. It is #4 of the 2026 Best All-Inclusive Resorts in Mexico and #3 in Riviera Maya and the Yucatán, with a 9.5/10 guest rating from 1,799 reviews (checked Oct 12, 2026).
Points cost and how to get them: Category E: 35,000 / 40,000 / 45,000 per night (Category E per Frequent Miler’s Hyatt all-inclusive list and Traveling Brenda’s booking guide). From Chase, a 40,000-point night needs about 53,400 Ultimate Rewards points, so Bilt’s 1:1 ratio saves real points until the end of 2026.
Cash comparison: U.S. News showed $595, about 1.5 cents per point at 40,000 points.
Location: Maroma Beach, between Cancún and Playa del Carmen.
Review highlights: the highest U.S. News rank of any resort on this list.
Watch-outs: adults only. Value is thinner than Akumal, so it shines on off-peak dates.
3. Impression Isla Mujeres by Secrets (World of Hyatt)
Why it made the list: it is the most luxurious Hyatt all-inclusive in Mexico and posts the biggest cents-per-point number we found. U.S. News ranks it #23 in Mexico with a 9.4/10 rating from 230 reviews (checked Oct 12, 2026).
Points cost and how to get them: Category F: 42,000 / 50,000 / 58,000 per night on the chart (Category F per Frequent Miler, Travel Freely, and The Points Guy). With few rooms, award nights can be scarce, so search early.
Cash comparison: U.S. News showed $1,822. At 50,000 points that is about 3.6 cents per point.
Location: on Isla Mujeres, an island off Cancún. Getting there adds a boat transfer to your airport day.
Review highlights: U.S. News lists it as a 5-star hotel class property.
Watch-outs: adults only, few rooms, and hard-to-find award space. If you only see Upper or Top pricing, the value drops.
4. Hyatt Zilara Cap Cana (World of Hyatt)
Why it made the list: the strongest Caribbean pick. U.S. News gives it a 9.5/10 guest rating from 1,401 reviews and ranks it #2 in Best Punta Cana Hotels, and Tripadvisor’s 2026 Travelers’ Choice Best of the Best All-Inclusive Resorts list includes it (checked Oct 12, 2026; Tripadvisor blocked our browser, so we confirmed the listing from the search-indexed copy of its list page).
Points cost and how to get them: Category F: 42,000 / 50,000 / 58,000 (Category F per Frequent Miler’s 2026 list and The Global Edit). Same Bilt and Chase paths as above.
Cash comparison: U.S. News showed $738, about 1.5 cents per point at 50,000.
Location: Cap Cana, south of the main Punta Cana resort strip.
Review highlights: also lists a Travel + Leisure World’s Best Awards 2025 mention on its U.S. News page.
Watch-outs: adults only. Its family-friendly sister, Hyatt Ziva Cap Cana, shares the site if you travel with kids; check its price separately.
5. Zoëtry Casa del Mar Los Cabos (World of Hyatt)
Why it made the list: the best Pacific-side option, with a 9.3/10 rating from 335 reviews and #18 in Mexico on U.S. News (checked Oct 12, 2026).
Points cost and how to get them: Category E: 35,000 / 40,000 / 45,000 (Category E per Frequent Miler and Travel Freely).
Cash comparison: U.S. News showed $722, about 1.8 cents per point at 40,000.
Location: San José del Cabo, on the Pacific side of Los Cabos, a different trip from the Caribbean picks above.
Review highlights: the only Pacific-coast resort on this list with a U.S. News guest rating above 9.
Watch-outs: check the beach and swimming conditions for your travel month before you book.
6. W Costa Rica Reserva Conchal (Marriott Bonvoy)
Why it made the list: Marriott’s most distinctive all-inclusive in Central America, in a setting none of the Hyatt picks match. Tripadvisor rates it 4.6 of 5 from 802 reviews, ranks it #1 of 3 hotels in Playa Conchal, and gives it a 2026 Travelers’ Choice award; Condé Nast Traveler’s hotel page tags it as a 2026 Readers’ Choice Awards honoree (both seen in search snippets, checked Oct 13, 2026).
Points cost and how to get them: Marriott uses dynamic pricing, so points prices vary by date; check the live price on marriott.com before you transfer. Transfer 1:1 from Chase, Bilt, or Amex.
Cash comparison: compare the live points price with the cash rate for the same room and dates, including taxes and any resort charges.
Location: Playa Conchal, in Costa Rica’s Guanacaste province.
Review highlights: Tripadvisor’s review summary praises the rooms, views, and service, and notes that some guests find it expensive.
Watch-outs: read the fees and taxes line on the booking screen before you confirm.
7. Almare, a Luxury Collection Resort, Isla Mujeres (Marriott Bonvoy)
Why it made the list: a well-reviewed adults-only Marriott all-inclusive. U.S. News ranks it #20 in Mexico and #15 in Riviera Maya and the Yucatán, with a 9.0/10 rating from 216 reviews (checked Oct 12, 2026).
Points cost and how to get them: dynamic, so points prices vary by date; check the live price on marriott.com. Transfer 1:1 from Chase, Bilt, or Amex.
Cash comparison: U.S. News showed $573 on October 12. Divide that cash price by the points price for your dates; if the result is under about 1 cent per point, paying cash and saving your points is usually the better move.
Location: Isla Mujeres, the same island as Impression.
Review highlights: an adults-only Luxury Collection resort that ranks higher with U.S. News than its Isla Mujeres neighbor Impression (#20 vs. #23 in Mexico).
Watch-outs: an island stay adds a boat transfer to your arrival day.
8. Waldorf Astoria Riviera Maya (Hilton Honors)
Why it made the list: Hilton’s newest luxury all-inclusive, with strong reviews. U.S. News gives it a 9.3/10 guest rating from 215 reviews, and Tripadvisor shows 4.8 of 5 from 1,164 reviews (Tripadvisor via search snippet; both checked Oct 13, 2026). Hilton announced that it became all-inclusive on October 1, 2026 and goes adults-only (18+) on January 10, 2027.
Points cost and how to get them: Hilton prices standard awards by date, so check the live price on hilton.com. Amex transfers 1:2 (1,000 Amex points become 2,000 Hilton points), and Bilt transfers 1:1.
Cash comparison: prices changed with the October 1 all-inclusive switch, so compare a fresh cash quote with the points price for your dates.
Location: on the coast between Cancún and Playa del Carmen.
Review highlights: Tripadvisor’s review summary highlights the calm atmosphere, pools, spa, and service. Most of those reviews were written before the all-inclusive switch.
Watch-outs: Hilton says reservations with guests under 18 arriving on or after January 10, 2027 will need other arrangements. Conrad Tulum Riviera Maya switched to all-inclusive the same day and stays open to families.
9. JOIA Rose Hall by Iberostar (IHG One Rewards)
Why it made the list: the best-reviewed IHG all-inclusive we could confirm. U.S. News ranks it #8 of the 2026 Best All-Inclusive Resorts in Jamaica, with a 9.0/10 rating from 1,104 reviews (checked Oct 12, 2026). IHG’s all-inclusive page lists it among its adults-only all-inclusives.
Points cost and how to get them: IHG prices reward nights by date, so check the live price on ihg.com. Transfer 1:1 from Chase or Bilt.
Cash comparison: compare the reward price with the cash rate for the same dates before transferring.
Location: Rose Hall, near Montego Bay.
Review highlights: rated higher by U.S. News than nearby Hyatt Ziva and Hyatt Zilara Rose Hall (both 8.7/10).
Watch-outs: adults only.
10. Secrets Moxché Playa del Carmen (World of Hyatt)
Why it made the list: another well-reviewed Hyatt adults-only resort at a mid-chart price. U.S. News ranks it #22 in Best All-Inclusive Resorts in Riviera Maya and the Yucatán, with a 9.2/10 rating from 1,170 reviews (checked Oct 12, 2026).
Points cost and how to get them: Category E (per Frequent Miler’s and Travel Freely’s Hyatt all-inclusive lists): 35,000 / 40,000 / 45,000 per night on the chart. Same Bilt and Chase paths as the other Hyatt picks.
Cash comparison: U.S. News showed $552, about 1.4 cents per point at 40,000.
Location: Playa del Carmen, on the Riviera Maya.
Review highlights: its luxury sister, Impression Moxché by Secrets, also appears in the same U.S. News ranking (#21).
Watch-outs: adults only, and value is thinner than Secrets Akumal, so aim for off-peak dates.
Also worth a look
- Hyatt Ziva and Hyatt Zilara Rose Hall, Jamaica: both 8.7/10 on U.S. News (#14 and #15 in Jamaica).
- Conrad Tulum Riviera Maya (Hilton): all-inclusive since October 1, 2026, with an adults-only Ceiba Club section from January 10, 2027.
- Wyndham Alltra Punta Cana (Wyndham): Wyndham prices free nights on a fixed chart of 5,000, 15,000, 30,000, or 45,000 points per bedroom per night, with no seasonal pricing. Check this resort’s tier on wyndhamhotels.com. Its page says award nights include meals and drinks for up to two guests only. Transfer 1:1 from Chase, Bilt, or Capital One.
- Choice Privileges: Choice’s Ascend all-inclusive page lists all-inclusive resorts in the Dominican Republic. Check choicehotels.com to see whether points nights are offered for your dates. Amex and Capital One transfer 1:1.
Tip
Compare the cash price for two adults with taxes against the points price before transferring. Hyatt’s chart makes value easy to predict; Marriott, Hilton, and IHG prices change by date, so do the math every time.
Watch Out
Extra guests, resort fees, and taxes. Hyatt prices for one or two people, Wyndham covers meals for two, and the rest need checking on your booking screen.
Bottom Line
Hyatt dominates this list. If you want Hyatt nights, Bilt transfers at 1:1 only through December 31, 2026; after that, Bilt and Chase both use 4:3.
FAQ
Which hotel program is best for all-inclusive resorts?
World of Hyatt, for now. It has the most points-bookable all-inclusives and a published chart. Its standard-room prices also cover two people.
Do points cover food and drinks?
At these all-inclusives, yes, within the rules of each award. Wyndham Alltra Punta Cana covers up to two guests on award nights.
Should I transfer Bilt Points to Hyatt now?
Only for a stay you have already found. Bilt moves to 4:3 on January 1, 2027. See our Bilt Rent Day guide before you move points.
Can I use Capital One miles?
Yes, at Wyndham. Capital One does not transfer to Hyatt, Marriott, Hilton, or IHG.
Are these resorts kid-friendly?
Several are adults only. Wyndham Alltra Punta Cana and Conrad Tulum are good fits for families.
The Points Quest
Points Quest is educational content only, not personalized financial advice. Award prices, chart categories, transfer ratios, and review scores were checked on official program pages, U.S. News Travel, Tripadvisor, Condé Nast Traveler, and third-party Hyatt category lists on October 12 and 13, 2026 and can change at any time. Cash prices are snapshots shown without dates or taxes; always compare your own dates. Advertiser Disclosure