Rakuten Will Pay $100 for Opening a Synchrony Savings Account With $1,000

Here’s an easy $100 that doesn’t need a credit check for a new card. Rakuten’s Synchrony Bank High Yield Savings page is paying $100 cash back when you click through, open a new Synchrony High Yield Savings account and deposit at least $1,000 within 55 calendar days of opening it. Synchrony listed the account at 3.75% APY as of Oct. 27, 2026, and its page says there are no minimums and no monthly fees. Rakuten’s fine print says the offer is only for new Synchrony customers who don’t have an active Synchrony deposit account. The money has to come from an outside bank, not from funds already at Synchrony, and it’s limited to one per Rakuten member. Rakuten pays the bonus, not Synchrony, and says it posts within a few months. No end date is listed. If you get your Rakuten payouts as Amex Membership Rewards or Bilt points, the $100 converts too; our Rakuten guide explains the rates. To play it, sign in to Rakuten, click through from the store page, finish the application in the same browser session and move $1,000 or more in from another bank. Related: Synchrony's No-Fee 2% Card Is Offering 0 for Spending ,000, if You Open It by Dec. 31, How to Use Credit Card Points, our Bilt Rewards guide and this week’s Rakuten fashion and beauty boost. See every live offer on our bank account bonuses page. More deals at Points Quest.