Bilt is the one major program that pays points on rent, and in 2026 on mortgage payments too. It also has one of the longest transfer partner lists of any US program. This page collects every Points Quest guide on Bilt, from the basics to the deadlines that matter this year.
Dates to know
Bilt’s Hyatt transfer ratio is 1:1 through December 31, 2026 and, per Bilt’s Hyatt transfer page (checked October 23, 2026), changes to 4:3 beginning January 1, 2027. Our Bilt Cash guide covers the December 31 reset.
Start with the basics
- Bilt Rewards Guide 2026: how earning on rent, mortgage, and everyday spend works, plus status and gotchas.
- Bilt Blue vs Obsidian vs Palladium: which Bilt card fits your spending, with fee math.
- Best Credit Cards for Paying Rent (2026): where Bilt fits against 2% cards and payment fees.
Bilt Cash, Rent Day, and timing
- Bilt Cash Explained: how you earn it, what it buys, the caps, and the December reset.
- Bilt Rent Day Explained: transfer bonuses, double points, and when waiting pays.
- Should You Transfer Bilt Points to Hyatt Before 2027?: the 1:1 to 4:3 change, and how to decide what to move.
Stacks that earn Bilt Points
- Rakuten, Explained: taking Rakuten rewards as Bilt Points instead of cash.
- Bank of America Premium Rewards + Rakuten: cash value versus taking the Rakuten bonus as Bilt Points.
Using Bilt Points
- Credit Card Transfer Partners Chart (2026): all 27 Bilt partners on Bilt’s list, next to Chase, Amex, Capital One, and Citi.
- Points Value Calculator: check whether a Bilt redemption beats paying cash.
- 10 Best All-Inclusive Resorts You Can Book With Points: Hyatt and other all-inclusives reachable with transferable points.
Hotel transfers from Bilt (Hyatt, Hilton, Marriott, IHG, Wyndham, and more) are summarized on Hotel Transfer Partners.
The Points Quest
Points Quest is educational content only, not personalized financial advice. Bilt program terms change; check Bilt’s site before you transfer or apply. Advertiser Disclosure